Jeremy writes to his friend from London. He describes events that took place on the journey from Bath. Tabitha’s dog, Chowder, misbehaved, and caused an accident while the group was travelling by carriage. As a result of this incident, Tabitha refused to continue with the previous driver, and they abruptly needed to hire someone new to continue driving their coach. After a brief search, they hired a young peasant named Humphry Clinker.

Although Humphry successfully conveyed the family to the next stop on their journey, Tabitha became very offended by his shabby and sparse clothing, which revealed parts of his buttocks. Humphry apologized for his shabby appearance, explaining that he was very poor. He was born an illegitimate child, and although he had tried to advance himself into a respectable career, he had been held back by ill health and poverty. Matthew was sympathetic and gave Humphry money to buy new clothes.

Humphry was touched by Matthew’s kindness and eager to continue working for him. Matthew agreed, even though Humphry quickly caused several problems and misunderstandings. Matthew and Tabitha had an argument about Tabitha’s dog, and she agreed to get rid of the dog once they got to London.